They say that money can’t buy happiness… well, I am sorry, but it CAN!

I have, as they say in Liverpool, been on the bones of my arse…  more than once.

In the past, I have been so skint that I owned just one pair of second-hand shoes (which were falling to pieces), and could only afford to feed my young children on fish fingers and baked beans from the cheapest supermarket. I had debtors calling on the phone at all hours and drove cars that others would have scrapped in an instant (one in particular, which cost me £50, had the driver’s seat wedged in place with a tree stump). And yes, this was in what is considered to be a wealthy country, so you can see how much I had messed up in order to reach that point! Read more

Online business – is it all or nothing? Success or failure, big bucks or pennies?

The internet has created a global market place for anyone at all who wishes to sell any kind of product or service… which in turn has opened up a black hole sized portal to an endless amount of competition, and a tsunami of information, advice, and opinions! In my quest to expand my minuscule business empire, I have repeatedly been overwhelmed and exhausted by all of the free advice I really need to follow, if I am serious about getting onto that first rung of the success ladder… and by the follow up message that actually, what I really need is to buy a fairly pricey course that reveals ‘secrets’ only available to the smart few who have the cash and the foresight (and which also grants them access to sacred inner sanctums… usually located on Facebook). Read more